Card Delinquencies · Household StrainNORMAL

Are households falling behind?

Delinquencies are around their long-run norm.
Holding around here.
NORM ~3%
2.9%

2.9% of card balances are past due — 0.1 pts below the ~3% norm.

Lower than 68% of all readings since 1991.

FRED · as of Jul 2026 · computed
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